Terms Of Use

By accessing this website you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this site.

The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to download the materials found on this website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you:

  • Can not sell the materials or use the materials for any commercial purpose;
  • Can not remove any copyright or other proprietary notations from the materials;
  • Can not transfer the materials to another person or “mirror” the materials on any other server.

This license automatically terminates if you violate any of these restrictions and may be terminated by the Website Owner/Operator at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


The materials on this website are provided on an ‘as is’ basis.

The Website Owner/Operator makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

The Website Owner/Operator does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.


In no event shall the Website Owner/Operator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if the Website Owner/Operator or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on this website could include technical, typographical, or photographic errors. The Website Owner/Operator does not warrant that any of the materials on its website are accurate, complete or current. The Website Owner/Operator may make changes to the materials contained on its website at any time without notice. However, the Website Owner/Operator does not make any commitment to update the materials.


The Website Owner/Operator has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the Website Owner/Operator of the site. Use of any such linked website is at the user’s own risk.

Reader Comments 

Reader’s are allowed to add their personal comments to blog posts.

The opinions of those commenting on this website are not the opinion of the Website Owner/Operator.

The Website Owner/Operator makes every attempt to delete comments that violate the integrity of this website, however, if a comment fails to be deleted it does not signify endorsement of the comment.  

The individual posting the comment is liable for their comments.  

Comment Policy

Reader comments are allowed per the following guidelines: 

  1. Comments need to be respectful.
  2. Comments must be related to the post topic.
  3. Comments may contain a link to your personal website or blog.
  4. Comments can not contain affiliate links, advertising or promotional persuasions.

The Website Owner/Operator reserves the sole right to approve, disapprove or delete any comment that violates the integrity of this website. All decisions are final.  

Affiliate Links

This website contains affiliate links through which a commission, advertising fee or
referral fee is earned when the User clicks through and makes a purchase.

There is no added cost for using these links.

The inclusion of an affiliate link does not imply endorsement by the Website
Owner/Operator and use of any such link is at the User’s own risk.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Illinois and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Privacy Policy 

User’s of this website are required to review the Privacy Policy.

Modifications To These Terms

The Website Owner/Operator may revise these Terms of Use for its website at any time without notice.

By using this website you are agreeing to be bound by the current version of these Terms Of Use.